Call Andy: (925) 678-6993

CALIFORNIA NOTE BUYERS

Sell Your Mortgage Note or Trust Deed in California

If you're holding a trust deed or mortgage note in California and would rather have cash than wait on monthly payments, we'd love to take a look. Alpine West is a California family business — Andy and Alicia personally review every note. There's no cost to find out what yours is worth.

See what your california note is worth
Prefer to talk? Call Andy at (925) 678-6993
California home with a front porch, green lawn, and golden foothills | property notes sold through Alpine West Notes

CALIFORNIA NOTE BUYERS

Sell Your Mortgage Note or Trust Deed in California

If you're holding a trust deed or mortgage note in California and would rather have cash than wait on monthly payments, we'd love to take a look. Alpine West is a California family business — Andy and Alicia personally review every note. There's no cost to find out what yours is worth.

See what your California note is worth
Prefer to talk? Call Andy at (925) 678-6993
Family-owned since 2022 Free quote in about 48 hours Close in about 30 days No appraisal or processing fees
Alicia and Andy Hess with their three daughters, california family buying mortgage notes and trust deed notes

A California family business that buys California notes

Alpine West Notes is based in Danville, California, and California is home. It's where most of the notes we buy are written, and where Andy and Alicia have worked with sellers from the Central Valley to the Bay Area to the far north of the state.

If you carried financing when you sold a property here, what you're holding is most likely a deed of trust, California's version of a mortgage note. Whatever it's called, if you'd rather have cash now than wait years on monthly payments, we can tell you what it's worth. There's no cost to find out.

 

See What Your Note Is Worth

Is a trust deed the same as a mortgage note in California?

In practice, yes — for someone selling in California, they refer to the same thing. Most states use a mortgage to secure a home loan. California uses a deed of trust, sometimes called a trust deed. It does the same job: it ties the loan to the property. So when you hear 'mortgage note buyer' and 'trust deed buyer,' in California that's the same service, and we handle both.

What California note sellers say

Read what note sellers say about working with Andy and Alpine West.

Ed & Pattie

Bakersfield, CA

★★★★★

When I was looking for an alternative to fulfill a cash flow concern, I looked to find someone to purchase a deed of trust that I was carrying. I had a choice of two different investment companies. Comparable in the purchase process; it came down to who could serve my financial request. Andrew Hess with Alpine West was the company that stood out! He is personable, had clarity with the process, and more importantly to my financial need, the closing was going to be within 30 days. With ongoing step by step process shared with me, I knew what to expect and when it would be happening. If you are looking for a company that reflects honesty, strong customer-centricity, and a timeline that is expedient, Andrew and Alpine is the company to strongly consider.

Richard & Joy

Sacramento, CA

★★★★★

I have had a deed of trust since I sold my house three years ago. The person who bought my house has been very reliable with payments always on time. I have been servicing this note myself. I just turned 91, and did not want my wife to have to deal with the note. I have received letters over the years from investors offering to buy the note. I received one from Andrew Hess at AlpineWest. I called him, and he made what I thought was a generous offer discounting 13.25% of the balance at sale. All expenses of the sale were covered by Andrew, including notary at our residence, and he was very accessible during the time when I was gathering documents.

Derek H.

Santa Rosa, CA

★★★★★

Working with Alpine West on the sale of my seller carry note was an exceptional experience from start to finish. They were transparent, professional, and made the entire process incredibly smooth. What really stood out was their clear communication — every step was explained in detail, and they followed through exactly as promised.

I had some concerns about selling the note, but Alpine West made me feel confident and well-informed throughout the transaction. Their team was knowledgeable, respectful of my time, and handled everything efficiently. It’s rare to find a company that delivers both integrity and results — and Alpine West did just that.

I wouldn’t hesitate to work with them again or recommend them to anyone considering selling a note. They truly made the process seamless and stress-free.

Kristy D.

Napa, CA

★★★★★

I had an exceptional experience working with Andy Hess at Alpine West. When I first received a letter explaining that they purchase notes — something I didn’t even know was possible — I decided to call and learn more. From the very beginning, Andy was knowledgeable, approachable, and incredibly helpful.

This is not a gimmick. In every interaction, Andy was genuine, honest, and patient, taking the time to answer all of our questions and guide us through the process with integrity.

If you’re considering selling your note, I highly recommend Alpine West. They are reliable, trustworthy, and deliver on their promises.

California note sellers

Note sellers we help across California

California is our home market, and the Bay Area and Central Valley are where we're busiest. We buy mortgage notes and trust deeds from sellers across the state, including:

Central Valley — Fresno, Bakersfield, Modesto, Stockton
Sacramento and Northern California
The Bay Area
Santa Rosa, Napa, and the North Bay
Redding and the far north

See what your California note is worth

California regions we serve

  • Bakersfield
  • Bay Area
  • Central Valley
  • Fresno
  • Napa
  • Orange County
  • Redding
  • Sacramento
  • Santa Rosa

Receive a free quote within 48 hours, no appraisal or processing fees and 30-Day average closing time.

Step 1

Fill Out a Simple Form

Start by filling out our online form or giving us a call. Provide some basic information about the note you wish to sell.

Step 2

Note Evaluation and Offer

Andy and Alicia review the details of your note, including the property type, note size, and payment history, to give you a fair, no-obligation offer.

Step 3

Agreement and Payment

Once you accept the offer, we handle the paperwork and closing, and get you paid. Most closings take about 30 days.

Common questions

Common questions about selling a note in California

Who buys mortgage notes in California?

Alpine West Notes does. We're a family-owned note buyer based in Danville, California, and we buy mortgage notes, trust deeds, land contracts, and seller-financed notes from sellers across the state — both performing notes and ones where the borrower has fallen behind.

Can I sell a deed of trust in California?

Yes. In California, a deed of trust is what secures most seller-financed home loans, and we buy them the same way we'd buy a mortgage note. You can sell the whole thing or just part of your future payments for cash now.

How much is my California note worth?

It depends on the down payment, interest rate, term, payment history, and the property. Offers come in below the remaining balance because cash today is worth more than payments spread over years. We'll show you exactly how we arrived at your number, free and with no obligation.

How fast can I sell my note in California?

You'll have a free quote in about 48 hours. From there, most closings take about 30 days. We handle the title work, the fees, and the closing costs, and we can arrange for a notary to come to you if that's easier.

Can I sell only part of my note?

Yes. This is called a partial sale. You sell some of your future payments for cash now and keep the rest. It's common with California trust deeds and mortgage notes alike, and it's a good fit if you need a specific amount but still want some income coming in.

What happens to the person making the payments?

Nothing changes for them. Their payment amount, interest rate, and due date stay exactly the same. The only difference is where the payment gets sent. That's true whether your note is a California deed of trust or a mortgage note.

See what your note is worth

Free, no obligation, and an answer in about 48 hours. Fill this out, or call Andy directly at (925) 678-6993.